Who is rate genius

We do this by using our innovative origination platform together with our network of over lending institutions nationwide to shop multiple offers and present the best option for the customer. The auto refinance process with RateGenius is quick, easy, and simple. With our proprietary system, we easily grow loan share volume and improve portfolio performance without increasing operational costs. RateGenius promotes an empowered culture that encourages personal, professional, and business growth, focuses on the highest quality environment for people, products, and technology, and facilitates a cohesive community by actively encouraging communication between all.

RateGenius has a low minimum credit score requirement, but its best rates are available to borrowers with excellent credit. If your credit is less than top-tier, your interest rate will be higher. If you know your credit score you can get an idea of the rate you might qualify for.

You can apply in minutes online or over the phone, and get preapproved in two to three hours in some cases. No application fee; late payment fees vary by lender. Borrowers are not obligated to accept an offer. Maximum vehicle mileage: , miles. The RateGenius website features information on how rateGenius works, along with general information about auto refinancing and a calculator to help you estimate payments.

RateGenius also offers gap insurance and vehicle service contracts. RateGenius is an auto loan refinance company that was founded in in Austin, Texas. The company is accredited with the Better Business Bureau, where it has received an A- rating. A hard credit pull is required, which may cause your score to drop. However, your credit score should improve over time if refinancing an auto loan helps you make timely payments, which is good for your payment history.

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Reviews: RateGenius. Overall lender rating 4. Log in to write a review. Most helpful positive review I was able to refinance my car loan with a rate half of what I currently had. Member ratings.

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